Free Essays on Loan Officer

Subject: Loan Officer A loan officer performs many tasks in preparing a loan. A loan officer not only helps an individual or business structure the type of loan they need, but a loan officer will analyze an applicant to decide if they are financially able to repay the loan. In this memo, I will explain some of the job duties and responsibilities, education, technology, and current events that surround my career choice. Duties and Responsibilities There are usually three types of loans 1) commercial, 2) consumer or personal, and 3) mortgage loans. Loan officers are usually specialized in only one of these. Depending on the size of the bank, a loan officer might be specialized in more than one loan category. Meaning, if you work at a small bank branch, you will be more likely to handle all three types. In a larger bank they have departments for each type of loan. There are many steps that a loan officer must take when to approve a business or a person for a loan. First, the officer must take a salesman type role and get the customer into the bank. This step can also be completed over the telephone. The next step is to help the costumer determine the right type of loan that meets their specific needs. Today, financial institutions are finding more and more ways to better serve their customers. As banks and other financial institutions begin to offer new types of loans and a growing variety of financial services, loan officers will have to keep abreast of these new product lines so that they can meet their customers’ needs (1:2). After the loan officer helps determine the correct type of loan, the application process begins. This first step is the gathering of information and it is the loan officer’s job to help the client complete the application and answer any questions. Once the application process is done, the officer w ill take all the information and compute it into a number, or â€Å"credit score†. ... Free Essays on Loan Officer Free Essays on Loan Officer Subject: Loan Officer A loan officer performs many tasks in preparing a loan. A loan officer not only helps an individual or business structure the type of loan they need, but a loan officer will analyze an applicant to decide if they are financially able to repay the loan. In this memo, I will explain some of the job duties and responsibilities, education, technology, and current events that surround my career choice. Duties and Responsibilities There are usually three types of loans 1) commercial, 2) consumer or personal, and 3) mortgage loans. Loan officers are usually specialized in only one of these. Depending on the size of the bank, a loan officer might be specialized in more than one loan category. Meaning, if you work at a small bank branch, you will be more likely to handle all three types. In a larger bank they have departments for each type of loan. There are many steps that a loan officer must take when to approve a business or a person for a loan. First, the officer must take a salesman type role and get the customer into the bank. This step can also be completed over the telephone. The next step is to help the costumer determine the right type of loan that meets their specific needs. Today, financial institutions are finding more and more ways to better serve their customers. As banks and other financial institutions begin to offer new types of loans and a growing variety of financial services, loan officers will have to keep abreast of these new product lines so that they can meet their customers’ needs (1:2). After the loan officer helps determine the correct type of loan, the application process begins. This first step is the gathering of information and it is the loan officer’s job to help the client complete the application and answer any questions. Once the application process is done, the officer w ill take all the information and compute it into a number, or â€Å"credit score†. ...

Why Marco and Rodolfo came to America Essays

Why Marco and Rodolfo came to America Essays Why Marco and Rodolfo came to America Essay Why Marco and Rodolfo came to America Essay The play A view from the bridge the author, Arthur Miller, is presented to the audience as a tragedy but not a classical, a new, modern tragedy. I still employs the elements well known to classical tragedies but then it is set in the docks of America where illegal immigrants are not uncommon to be hiding. There are many cultural issues surrounding the play and the modern tragedy genre like the way that different cultures treat justice; in America there are laws and anyone who breaks them goes to jail but these laws are not always good enough as Alfieri says on Eddies first visit to him the law is very specific, it does not deal with every situation; The Sicilians treat justice by taking the law into their own hands and getting even in their own way. The Sicilians arrived in America in the first place to search for the American Dream of a job, money, welcome and hope for the people left behind back home. The genre of modern tragedy uses a protagonist, like classical tragedies, in the form of Eddie. Miller uses him to focus on the frailty of human nature, how humans often do not know their own feelings so cannot see what they are doing wrong: Eddie, when told by Alfieri she wants to get married, Eddie. She cant marry you, can she? , his answer of Whatre you talkin about, marry me! I dont know what the hell youre talkin about is indignant and the audience sees that Alfieri has noticed what Eddie just does not see about himself. The tragic elements used to make A View from the Bridge into a modern tragedy are taken from the old Greek classical tragedies; there is a protagonist who has a tragic flaw led by temptation followed by a downfall; a catalyst inevitably influences the outcome of the play; there is a chorus who makes comments throughout the play, warning the audience of future happenings; the protagonist has predestination throughout the play; the drama contains a violent element; the audience become involved in the drama as if they are really there; after the action, the audience experiences catharsis preceding calm being restored into oneself. Miller also uses tragic themes to accompany the tragic elements already used in the play. These themes are love, loyalty, betrayal, honour, revenge, jealousy and death and through them is displayed the two cultures; one which used to be Sicilian but has been moulded over time conforming more to the American way of life but still rooted with Sicilian beliefs; the other being completely Sicilian. Marco and Rodolfo mainly come to America to avoid the depression which was leaving many people without jobs, money or food. The time in which the play was set, a depression was upon Italy, the land in the south and Sicily was so unproductive there was hunger everywhere as Marco described my wife she feeds [the children] from her own mouth. Many Italians and Sicilians realised that in order to get money for food, they would have to emigrate. Marco has a wife and three children, the older one is sick in his chest. Marco came to America to obtain money to send out to his wife and children to pay for food and medication. Marco is excited when Eddie tells him how much money he can earn in a year and he is desperate to send his wife money: my wife I want to send right away maybe twenty dollars.

Diffrenece between FAA Regulations (FARs) and UAE GCAA Regulations Essay

Diffrenece between FAA Regulations (FARs) and UAE GCAA Regulations (CARs) - Essay Example Firstly, the certificate holders location serves as the primary contact for corresponding between the certificate holder and FAA (Flighsim Aviation Zone 2014). The regulation also specifies registration markings, the aircraft type, as well as serial numbers of all aircrafts with the authority to operate. Nonetheless, the certificate holder cannot conduct operations with aircrafts or airports that do not appear in the FAA recommended list. Moreover, the operation specifications under FAA authorize the type of operations that flight operators may engage in (Remawi 2011). The rules and regulations have provisions for authorization as well as the limitations of certain areas and routes of operations. Most important are the provisions that concerns limitations on airport operations thus recommending limits for the aircraft operators. Another operation specification under FAA rules and regulations is time limitations (Flighsim Aviation Zone 2014). There are specific requirements that limit aircraft operations to specific time frame. The time limitations concerns overhauling, checking airframes, inspection on engines, rotors, appliances, and propellers. On the other hand, the regulation has operation specifications about interline interchange of equipment. Also, important are the regulations about deviation authorization and conditions under the regulation exempts certain operations. Moreover, FAA has specific regulations about additional maintenance that the aircraft requires as well as a wet lease data or information that the regulation requires (Remawi 2011). On the other hand, the regulation recommends that the aircraft operator must check that all the items that the administrator requires are present. Therefore, FAA regulations recommend the conditions necessary for airport operations and revolve around the s afety and well-being of the flight operator and the commuters or travellers. They regulate many aircraft